College Financial Aid & Scholarships

The cost of higher education at both public and private institutions continues to escalate. Many of the more expensive schools can become affordable if there is sufficient financial need-based assistance available.

Regarding cost, a college education should be viewed as a major life-time investment; one that will appreciate over time and add to a higher quality of life.

Financial need is determined by subtracting what the parent and student can afford, EFC (Expected Family Contribution), from the total cost of attendance.

Financial assistance can include loans, grants, scholarships, and work opportunities. There are three basic financial aid application forms to be aware of: the Free Application for Federal Student Aid (FAFSA) which is used by all colleges; the College Scholarship Service PROFILE which is used primarily by private institutions, and an institutional form that an individual college may have created itself. Be prepared to complete any combination of these forms if you are applying for need-based financial aid. You are required to complete these forms online.

Financial Aid Websites
  • – Almost every college will require the submission of this free form to consider you for financial aid. You are encouraged to complete and submit this online.
  • – Some colleges will require the Profile in addition to the FAFSA. There is a fee to complete this form, and it is used to gather more detailed information about your finances.
  • – This is a very comprehensive site with lots of answers to your questions. It contains several financial aid calculators, loan information, and much, much, more.
  • – This site provides good general information on financial aid. It has a financial need estimator which will predict your estimated family contribution based on the information you provide. There is also an “Ask the Expert” section where you can send questions online and get a response.
  • – This site lists both private and public educational loans and has a tutorial on Financial Aid 101 which includes eligibility, the application process, and how to go about securing a loan. It also has calculators to compare different loan products.
  • – This is the financial aid site for the US Department of Education. The Student Financial Assistance Programs are the largest source of student aid in America. This site has a great deal of information including tax cuts for education and how to find out about direct loans from schools. 

Scholarship Information

Regardless of your financial situation, there may be one or more scholarships available to you. Scholarships are given by individual colleges, organizations, companies, and community groups, and they have many different criteria, ranging from an outstanding academic record, to demonstrating a special talent (art, music, athletics, etc.), to an unusual degree of community involvement. You may be eligible because you have a parent working for a specific company or the award may be for ethnic background or religious belief. If you are serious about finding monies for college, you should be willing to spend some time on your search.

Here are some resources to help you along the way:

  • – This site includes a scholarship search database known as the Fund Finder from 3,300 national, state, public, and private sources. How to spot a scam is also mentioned.
  • – With this database, the student registers and is assigned a mail box on the site where information on new scholarship opportunities is posted. The database contains over 500,000 private sector scholarships, fellowships, grants, and loans. Probably one of the best search sites available.
  • – The world’s largest and oldest private sector scholarship database. You will find scholarships here that you won’t find anyplace else.
  • – The most comprehensive “Going-to-College” resource on the Internet. Use it for all of your planning and paying for college needs.
  • – This site will run a scholarship search for the specific interests of art, biology, computer science, engineering, journalism, and nursing.
  • – This site offers a database of 3,000 sources and detailed search results.


American Indian Graduate Center

American Indian Graduate Center provides up to $30,000 in scholarships per student per year and supports Native students pursuing undergraduate, graduate, and professional degrees in the United States. It offers more than 20 scholarship opportunities, plus a comprehensive array of academic and support services for students to utilize throughout their entire academic journey. From completing financial aid applications to creating a study plan to thriving on campus, students can rely on American Indian Graduate Center as a guide every step of the way.

Check out the center’s scholarships as well as its student resource page to learn more. Have questions? Contact an academic adviser by calling 505-881-4584 or by emailing

Hispanic Scholarship Fund

The Hispanic Scholarship Fund (HSF) Scholar Program is designed to empower courageous young leaders of Hispanic heritage. The program helps ensure students achieve their higher education and career goals.

Every year, 10,000 outstanding students are selected as HSF Scholars. While only some will receive HSF scholarships, due to funding limitations, all Scholars have access to HSF’s full range of invaluable Scholar Support Services. HSF Scholar Support Services include mentorship, leadership development, career services, knowledge building, and wellness training. Career services include, but aren’t limited to, access to internships and job opportunities with HSF corporate partners.

Scholarship awards are based on merit; amounts range from $500 to $5,000, based on relative need, among the Scholars selected.

To learn more about this scholarship opportunity, please visit This application closes February 15.


SACAC_Horizontal Gradient

The Horizon Award is a $1,000 scholarship which will be awarded to five high school seniors for one-time use at their chosen college or university. As a matching award, a college counselor or Community Based Organization advisor who has been nominated by each chosen student will receive $1,000 to be used towards professional development opportunities.

The student application deadline is January 22, 2021 and winners will be chosen by mid-March.

For more information and to access the online application, please visit the SACAC website.


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South Carolina Federal Credit Union Scholarship 2021

Nine scholarships awarded, with denominations between $2,500 and $10,000. Please click HERE for the official scholarship rules.

DEADLINE: Tuesday 02/03/2021 11:59 PM EST


  • Must be a legal US resident.
  • Graduate students are not eligible to apply.
  • Must have a GPA of 3.0 or higher and be in good standing with current school.
  • Must be planning to attend a traditional college/university on a full-time basis or a specialized/technical college/university on a part-time or full-time basis, in South Carolina for the fall 2021 semester.
Belmont Abbey College Recognized Again by U.S. News & World Report
Interested in Belmont Abbey College’s Dance team? The scholarships vary from $500-$5000 a semester and are offered to any students who have dance experience and would like to join the dance team at the college. All students will also receive a merit scholarship as well. As an athletic applicant, students would need to have at least a 2.0 GPA and some dance experience as a dance team member or competition dance experience.  

Belmont Abbey ranks in the top ten small liberal arts colleges in the south and offers a wide range of liberal arts and science majors.  In most cases, the athletic scholarship combined with financial aid and merit scholarships allows students to attend the private college for less than attending a state university.  The Abbey invests in students academically and socially to offer a supportive environment for its students to thrive.
Please contact Courtney Carey if interested:

Are You Interested in a Career in Science?

You have the chance to stand out because of your hard work. Duquesne University’s Bayer School of Natural and Environmental Sciences would like to help you get there with a four-year, full tuition scholarship for underrepresented populations with the Bayer School Scholars Program.

Apply Today! Bayer School Scholars Program applications are due Friday, Jan. 15, 2021.

Up to six highly qualified freshmen with an interest in chemistry and biochemistry, environmental science, biological sciences, physics, forensics science and law will be selected. The Bayer School Scholars Program helps to set students up for success with:

  • Special research opportunities—as early as your freshman year
  • Paid internships
  • Community service projects
  • Research presentation opportunities
  • Mentorships with top professionals in your field, including Bayer School faculty
  • and much more

For more information about the Bayer School Scholars Program visit or feel free to reach out to me at any time. All accepted Bayer School students will also be considered for merit and need-based scholarships ranging from $3,000 to $10,000.


Silver Pen is open to:

  • All high school seniors who live or attend school within 25 miles of the community they are applying to-CASCADES VERDAE
  • Community employees and children of employees
  • Residents limited families – grand (great grand) children, nieces and nephews (grand nieces and nephews)
  • Essay must be the applicant’s original work
  • Applicants may only enter one time. If you enter at more than one site you will be disqualified.
  • Essays must be a minimum of 1000 words and DOUBLE SPACED. (Please include a cover page and any necessary citations on a works cited page)
  • Quotations may be used sparingly and sources must be clearly identified
  • It is recommended that a teacher or professor reviews essay before submission

Applications due February 12, 2021



The online application for the Jackie Robinson Foundation Scholarship is available starting on November 1, 2020, at Through the JRF application, more than 4,000 talented young minority high school students apply to become JRF Scholars and carry on the civic-minded legacy of the foundation’s namesake, Jackie Robinson. The deadline to submit the application for a JRF Scholarship is February 1, 2021, 5 p.m. ET.



Harry Hampton Wildlife Fund | South Carolina Wild

The Harry Hampton Memorial Wildlife Fund, Inc. is a private, non-profit corporation which 

partners with the South Carolina Department of Natural Resources for the promotion of 

education, research, management and the administration of game and fish laws, which 
will benefit conservation of wildlife, marine and other natural resources in South Carolina.
There are 4 different scholarships within this fund.  Please go here to see eligibility and rules.
DEADLINE: FEB 26, 2021

The primary mission of the Watson-Brown Foundation is providing need and merit-based scholarships to select Georgia and South Carolina students attending accredited four-year colleges and universities in the United States.

Application includes: Essay, Financial Need Statement, Resume, Letter of Rec, Transcript, IRS 1040 form, optional SAT/ACT scores



I invite you to apply to the Army ROTC Scholarship. You could earn a full tuition and fees scholarship! Creighton University gives all ROTC Scholarship cadets free room and board. On top of that the Army will also give you $1200 per year for books and pays you a monthly spending stipend of $420 per month!

If you earn a 4 – year scholarship from Army ROTC at Creighton University:

Tuition 100% paid

Fees 100% paid

Books paid ($1200 per year maximum)

Room and Board 100% paid by Creighton University

= zero out of pocket expense.

In fact, you will pocket roughly $15,000 that you earn from the monthly spending stipend over your 4 years

To explore this opportunity please contact me at I will answer any questions you may have about the program. We can communicate through email or Zoom to ensure you have all your questions answered. If you know you want to apply for the scholarship now, simply respond via email asking for the application instructions and I will send those right away.




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